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| 10:00 AM - 10:10 AM | Opening Note OPENING |
| 10:10 AM - 10:20 AM | Chief Guest Note KEYNOTE - 1 |
| 10:20 AM - 11:00 AM | The global mega-trends shaping commercial payments PANEL - 1 |
| 11:00 AM - 11:10 AM | Guest of Honour Address KEYNOTE - 2 |
| 11:10 AM - 11:50 AM | Core Banking Integration: Modernizing Legacy Systems Through Payment Innovation PANEL - 2 |
| 11:50 AM - 12:00 PM | The bepay Model: Comprehensive Crypto Financial Services for the Mass Market KEYNOTE - 3 |
| 12:00 PM - 12:50 PM | Startup Pitches - 1 STARTUP PITCHES |
| 12:50 PM - 1:20 PM | Cashback and Rewards Revolution: Transforming Every Transaction into an Investment Opportunity PANEL - 3 |
| 1:20 PM - 2:00 PM | Lunch Break BREAK |
| 2:00 PM - 2:15 PM | Non-Custodial Financial Services: The New Paradigm for User-Controlled Banking FIRESIDE CHAT - 1 |
| 2:15 PM - 2:55 PM | Virtual cards evolution: use cases and market penetration PANEL - 4 |
| 2:55 PM - 3:25 PM | Startup Pitch Session - 3 STARTUP PITCHES |
| 3:25 PM - 3:40 PM | Agentic AI and intelligent payment automation FIRESIDE CHAT - 2 |
| 3:40 PM - 3:50 PM | Digital Banking Channels: Payment Processing and Customer Experience KEYNOTE - 4 |
| 3:50 PM - 4:30 PM | Digital Banking Transformation: From Branch to Gateway PANEL - 5 |
| 4:30 PM - 4:40 PM | Buy Now Pay Later (BNPL): Payment Gateway Integration and Credit Innovation KEYNOTE - 5 |
| 4:40 PM - 5:20 PM | Embedded Finance: Credit Integration in Digital Ecosystems PANEL - 6 |
| 5:20 PM - 5:35 PM | The Future of Credit: Payment Data, AI, and Lending Innovation FIRESIDE CHAT - 3 |
| 5:35 PM - 5:45 PM | Closing Note CLOSING |
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